Youth Account Step up (STP)
                            
                            
                                “Xcite" Privileges:
                            
                            
                              - The highest profit rate up to : 3.25% 
 
                                - Free Account opening 
 
                              -  Special design TITANIUM debit card with colored attractive BEAT bracelet
 
                              -  Free Statement
 
                              -  Free Internet & Mobile App
 
                              -  24/7 call center on 19951
 
                            
                            
                         
                        
                     
                 
             
            
                
                    
                        
                        
                           
                                “Xcite" Properties:
                            
                            
                              Account Fees
                              - Free Account opening 
 
                            
                            
                              Important Notes :
                             
                                  -  Profit Payment : Monthly
 
                                  - Minimum Account Opening Balance : 1,000 EGP
 
                                  -  Account can be opened for customer between 15 and 21 years old without guardian
 
                              
                            
                         
                     
                 
             
            
                
                    
                        
                        
                            
                               “XCITE" Titanium Debit Card Privileges:
                            
                            
                              - Issuance Fee (Youth Titanium Debit Card + Beat wearable) is EGP 200 instead of 400
 
                              - “BEAT is a Wearable payment device in the form of a Wrist Band where your card is built-in. With its lightweight design & Waterproof material, consider it your
                              companion card, wear it all day long, and pay with a tap of your hand.
 
                              - Equipped with the latest global acceptance Contactless technology.
 
                              - Free access to airports lounges in the Middle East, and you can download the
                               MasterCard Travel Pass “for you” application to find the free airport lounges.
 
                              - PIN self-selection service, as you will receive a code via SMS over your registered mobile number with the bank to use it in creating/choosing your own card passcode
 
                              -  Use your card to shop from various stores and also online shopping with the new 3D
                               secure Internet feature OTP inside and outside Egypt.
 
                              - The ability to withdraw cash 24 hours a day, 7 days a week, free of charge, through any ADIB Egypt ATM